Graduate Students

Welcome!  We look forward to serving you!

Please find information regarding assistance for graduate degree programs below and on the following information page: Federal Student Aid for Graduate and Professional Students.  Students must first apply and be accepted for admission in a degree seeking program before consideration for financial assistance will be given.  Not all graduate programs are eligible at this time for federal financial assistance 1. Students that are provisionally admitted into a graduate degree program will have aid awarded up until the provisional allowance of credits have been attempted, and therefore must be fully admitted beyond the allowance of credits on provisional status to continue receiving assistance.

How to apply for assistance:

  • Complete the Free Application for Federal Student Aid (FAFSA). Be sure to list Carson-Newman’s Title IV code as 003481. Complete the FAFSA at least two months prior to your intended enrollment date.
  • You will receive an electronic notification to your Carson-Newman email account when your award is ready to review and accept or reject through your CN Connect Account.  If, at the time your award is prepared, you do not have a CN email or CN Connect Account, you will be mailed an award letter that you will be required to return with signatures confirming your acceptance or rejection of aid.
  • No aid is automatically renewable; continue to complete the FAFSA each academic year to be considered for aid renewal.  The FAFSA is available beginning January 1st for each new upcoming academic year.

In preparing your award, we have assumed half-time enrollment in graduate courses each semester or module. You should contact us if your enrollment status is more than half-time, so that your award may be adjusted before classes begin. Loans require at least half-time enrollment for disbursement.  Half-time hours vary depending upon the program.  For programs that follow a traditional fall/spring calendar, half-time is at least 5 credit hours.  For programs that follow a module calendar (attending classes each 8 weeks), half-time is considered as one class per module.


Initial Award and Renewal Criteria

 Award Amount Per Year

Federal Work Study*  Must file FAFSA and prove demonstrated need with a desire to work on campus part-time. May use toward tuition or indirect cost. Application available through our Student Employment page.  Estimated earnings of $300 to $2000, based on minimum wage and the number or hours worked. Paid monthly.
Federal Perkins Loan*  Must prove demonstrated need. Repayable quarterly beginning nine months after being enrolled less than half-time. Must complete FAFSA. Awarded to high need students. Limited funding. Enroll at least half-time.  Amounts vary. Up to $8000 per year of graduate study. Aggregate limit $60,000.
Federal Direct Unsubsidized Stafford Loan*2 Repayment of principle begins six months after student falls below half-time enrollment. Requires Master Promissory Note (MPN), Entrance Counseling, and at least half-time enrollment.  Up to $20,500. Cannot exceed actual cost of attendance. Aggregate limit is $138,500 with no more than $65,500 in subsidized loans from prior borrowing.  The aggregate limit includes all federal loans received from other enrollment such as an undergraduate and/or masters degree(s).
Tennessee Teaching Scholars Program (Forgivable Loan)  Junior, Senior or Post-baccalaureate standing. Must be admitted to the Teacher Ed program. Must commit to teach in Tennessee public schools. Must submit separate application by April 15th.  Up to $4200 per year for a maximum of four years.
 Federal TEACH Grant Students enrolled in an eligible program meeting  the academic qualifications, who intend to teach in a high-need subject area at schools that serve students from low-income familes.  Requires teaching obligation or grant converts to an unsubsidized loan, retroactive with interest. Up to $4,000 per year for full-time enrollment; prorated awards for less than full-time
 BASE- TN Program that provides limited financial support for persons who meet the eligibility criteria and desire to earn an initial Tennessee teacher license in special education or an endorsement in special education. Deadlines: Fall- August 1st; Spring - December 15th; Summer- May 1st

Funds partial tuition and books-


Funding for this program ends with the 12-13 year.

* Federal Programs are limited to U.S. citizens or permanent residents enrolled in an eligible program making satisfactory progress. In-school deferment status on loans required at least half-time attendance.
1 Graduate certificate programs are currently not eligible for federal financial assistance.   If you are enrolling in these programs, you may wish to apply for private alternative loan funding or arrange a payment plan with the Treasurer's Office/Student Accounts

Effective July 1, 2012 graduate students are no longer eiligible for subsidies in the William D. Ford Direct Loan Program.

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